Milky Way Retirement

  Bạn có thể đọc bài viết bằng tiếng Việt ở đây.  Hi all, A friend asked me a question a few months ago about what she should do with the $30,000 in her savings account. Another friend also asked me where she should put her hard-earned money away? I answered the questions via text messages and felt proud that I was the trusting person whom my friend can turn into. Now I put my answers into a blog post, which needs more reference resources. So, as normal, my blog post is still long, but it may help explain why you should follow the advice but sometimes you don't. A lot of Americans have known about Maslow's pyramid since high school. My friend in Vietnam, who specializes in Psychology knows about it, but I didn't know about it until learning about finance. Simplified hierarchy of needs - Maslow from Wikipedia We work. Everyone works. Since the primitive era, human has worked for food, water, and shelter for rest and warmth. Then we want to find a stable place to stay and bui...

Bạn có thể đọc tiếng Việt tại đây. "If you know that you will die tomorrow, what will you do?" There was a time when my friend asked me that question. I was struck. 'Tomorrow I will die,' I suddenly felt panic. 24 hours is a short time.  A river of thoughts flew into my mind at that time. I had my kids. I hadn't met my parents for a long time. What would I do? I would spend my last 24 hours with my family and tell them I loved them. Then I was worried. What would my kids do without me cooking, driving them to schools and places, doing laundry, or guiding them to be kind people?  Someone said I was so paranoid. God will have his plan for us, we just need to follow his guide. But I wanted to follow with good preparation. We don't know when our life will end. Death can come your way the next hour you step out of your home, or tomorrow, or maybe next year, or in several decades. We don't know when, but we know it will happen.  We don't want to die. Early a...