Milky Way Retirement

  Bạn có thể đọc bài viết bằng tiếng Việt ở đây.  Hi all, A friend asked me a question a few months ago about what she should do with the $30,000 in her savings account. Another friend also asked me where she should put her hard-earned money away? I answered the questions via text messages and felt proud that I was the trusting person whom my friend can turn into. Now I put my answers into a blog post, which needs more reference resources. So, as normal, my blog post is still long, but it may help explain why you should follow the advice but sometimes you don't. A lot of Americans have known about Maslow's pyramid since high school. My friend in Vietnam, who specializes in Psychology knows about it, but I didn't know about it until learning about finance. Simplified hierarchy of needs - Maslow from Wikipedia We work. Everyone works. Since the primitive era, human has worked for food, water, and shelter for rest and warmth. Then we want to find a stable place to stay and bui...

  Hi all, April rain brings May flowers. However, it hasn't rained as much as it did last year. Most of the plants in my yard were wilted because I was busy with lotus planting and forgot to water them. Will there be a drought this year? A few days ago, there was a Red Flag warning about the chances of wildfire in my area. Strange! The weather keeps changing unpredictably due to climate change. Farmers may have a year of loss, which may also affect the consumption price and inflation. I'm not a farmer, just an amateur gardener, but I felt the worry about the weather and the crops. April is also Financial Literacy Month. Do you think we are all literate about our own money? 20% of students lack basic skills of financial literacy skills, which means they may know nothing about budgeting, saving, or managing their own money. Adults are not better. 29% of working women showed basic skills of financial literacy skills whereas 47% of working men did. This means that around 50% of hou...