April 2023 newsletter
Hi all, April rain brings May flowers. However, it hasn't rained as much as it did last year. Most of the plants in my yard were wilted because I was busy with lotus planting and forgot to water them. Will there be a drought this year? A few days ago, there was a Red Flag warning about the chances of wildfire in my area. Strange! The weather keeps changing unpredictably due to climate change. Farmers may have a year of loss, which may also affect the consumption price and inflation. I'm not a farmer, just an amateur gardener, but I felt the worry about the weather and the crops. April is also Financial Literacy Month. Do you think we are all literate about our own money? 20% of students lack basic skills of financial literacy skills, which means they may know nothing about budgeting, saving, or managing their own money. Adults are not better. 29% of working women showed basic skills of financial literacy skills whereas 47% of working men did. This means that around 50% of hou...